Tuesday, 23 February 2016

INVESTING IN RENTAL PROPERTIES MAY NOT BE THE BEST. HERE IS WHY




Sometimes, we ought to challenge the popular beliefs in diverse areas of our lives, investment inclusive. Better results only come when we get tired of the old ones. The popular belief of making enough money and build houses for rent is safe and convenient. Safe enough to stop us from thinking further

An example of worthy investment is cashew plantation. Check what 4.5million will yield in 16 years on a rental property compared to cashew plantation in the same period


A)     Building a 3-bedroom apartment in a low-cost area
Building cost--Approx. 4.5million naira
Average yield per year---250,000naira
Time of cost recovery----16years
Returns in 16 years----1 old apartment and 4million naira

B)     Investment on one acre Cashew
Land + cultivation------Approx. 181,000 naira per acre
i.e. 4.5million will guarantee minimum 24 acres
cashew starts fruiting in 3years
1 acre of cashew will yield average of 600kg per acre annually i.e. 14,400kg in 24 acres
Therefore in 16 years, it will yield 14,400kg * 13 which is 187,200kg (approx. 187tons)
At the minimum price of 240,000naira per ton-----
187tons in 16 years means 44,880,000naira

So tell me a rental property of 4.5million that will yield over 44million in 16 years i.e. over 2.8million annually as returns.

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